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Dr Tim Higgins

Dr Tim Higgins

Research School of Finance, Actuarial Studies & Statistics

Associate Professor

BA, BSc, GradDipStats, MStats, PhD,
Fellow of the Institute of Actuaries of Australia (FIAA)

Research areas: Income contingent loan theory and applications

Associate Professor Tim Higgins’ research includes income-contingent loan (ICL) theory and applications, stochastic modelling of earnings dynamics, demographic modelling, financial literacy and behaviour, and superannuation and retirement policy, with a primary focus on ICL policy analysis and development. His involvement with ICL has included model development and costing of the Australian HECS scheme, and his work has led to published peer-reviewed research on topics including paid parental leave, mature-aged training, community attitudes, overseas debt collection, income support, recovery of migrant ‘brain drain’ charges, and options for tertiary education reform.

Publications

Recent Publications:

Chapman, B., Higgins, T. (2013) “The costs of unpaid HECS debts of graduates working abroad”, Australian Economic Review, 46(3), 2013, 286-299. doi: 10.1111/j.1467-8462.2013.12014.x

Bruhn, A., Higgins, T (2013) “Barriers to Co-Contribution in Superannuation: a Comparative Assessment of the Financial Benefits of Scheme Participation”, Australasian Accounting Business and Finance Journal, 7(3), 2013, 127-144. Available at:http://ro.uow.edu.au/aabfj/vol7/iss3/8

Higgins, T., Sinning, M. (2013) “Modeling Income Dynamics for Public Policy Design: An Application to Income Contingent Student Loans” Economics of Education Review, December 2013, 37, 273-285.

Chapman, B., Higgins, T., Stiglitz, J.E. (2014) “Introduction and Summary”, in Income Contingent Loans: Theory, Practice and Prospects, Chapman, B., Higgins, T., Stiglitz, J.E. (eds), Palgrave MacMillan, pp.1-11.

Higgins, T. (2014) “Improving Paid Parental Leave through Income Contingent Loans”, Chapter 10, in Income Contingent Loans: Theory, Practice and Prospects, Chapman, B., Higgins, T., Stiglitz, J.E. (eds), Palgrave MacMillan, pp.127-135.

Chapman, B., Higgins, T., Stiglitz, J.E. (eds) (2014) Income Contingent Loans: Theory, Practice and Prospects, Palgrave MacMillan

Chapman, B., Clarke, P., Higgins, T. and Stewart, M. (2015) “Income Contingent Collection of a ‘Brain Drain Tax’: Theory, Policy and Empirical Potential”, Population Review, vol 54(2), pp.13-27.

Higgins, T. and Chapman, B. (2015), “Feasibility and design of a tertiary education entitlement in Australia: modelling and costing a universal income contingent loan”, commissioned report to the Mitchell Institute for Health and Education Policy, Melbourne. Available from www.mitchellinstitute.org.au

Cheah, K., Foster, F.D., Heaney, R., Higgins, T., Oliver, B., O’Neill, T., Russell, R., (2015) “Discussions on Long-Term Financial Choice” Australian Journal of Management, vol 40(3), pp.414-434.

Higgins, T. (2016) “Income Contingent Loans for Social Policy: the Case of Paid Parental Leave”, Chapter 9, in Contemporary Issues in Microeconomics, Stiglitz, J.E. and Guzman, M. (eds), IEA Conference Volume, No. 155-III, Houndmills, UK and New York: Palgrave Macmillan, pp.159-168.

Bruhn, A., Whiting, B., Browne, B., Higgins, T., Tan, CI. (2017) "Introducing Enterprise Risk Management into the University Classroom: A Case Study", Risk Management and Insurance Review, 20(1), pp.99-131.

Khemka, G., Roberts, S., Higgins, T. (2017) "The Impact of Changes to the Unemployment Rate on Australian Disability Income Insurance Claim Incidence", Risks, 5(1):17.

 

Awards

Awards

 

Grants

ARC Learned Academies Linkage Grant (through Academy of Social Sciences of Australia). Chief Investigators: Bruce Chapman, Glenn Withers, Tim Higgins. “New Social Policy Approaches for Sharing Risk”. Awarded in 2006 for $103,000.

ARC Linkage Grant. “Expenditure needs and drawdown of retirement savings during later life: how important are demographic factors and financial resources ?”. TJ O’Neill, P McDonald, MA Martin, J Temple, S Roberts, T Higgins. Awarded in 2007 for $267,230.

ARC Linkage Grant. “Innovative methods for higher education financing”. B Chapman, M Sinning, T Higgins, G Withers. Awarded in 2011 for $397,000

 

Teaching

Current Teaching (2017)

STAT3035/8035 Risk Theory 

Previous Teaching

STAT2032/8046 Financial Mathematics

STAT3037/8043 Life Contingencies

STAT4031/8040 Actuarial Control Cycle Part A

STAT1031 Introduction to Actuarial Studies

STAT3038/8045 Actuarial Techniques

ACST8058 Advanced General Insurance

ACST8051 Special Topics in Actuarial Studies

ACST8061 Enterprise Risk Management 2

 

Contact

Email: tim.higgins@anu.edu.au

Phone: +61 2 612 (+61) 2 612 54507

Office: Room 4.30, CBE Bld (26C)

Dr Tim Higgins

Research School of Finance, Actuarial Studies & Statistics

Position: Associate Professor
Email: tim.higgins@anu.edu.au
Phone: +61 2 612 (+61) 2 612 54507
Office: Room 4.30, CBE Bld (26C)

Dr Tim Higgins

Qualifications

BA, BSc, GradDipStats, MStats, PhD,
Fellow of the Institute of Actuaries of Australia (FIAA)

Biography

Dr Tim Higgins teaches Actuarial Studies in the Research School of Finance, Actuarial Studies and Statistics. He is Associate Director HDR with responsibility for overseeing the PhD and MPhil programs in RSFAS. He has a Masters and PhD in Statistics and is a Fellow of the Institute of Actuaries of Australia. Prior to academia Tim worked in the Department of Treasury.

Tim has taught a variety of actuarial and statistics courses at ANU including Introduction to Actuarial Studies, Financial Mathematics, Life Contingencies, Actuarial Techniques, Risk Theory, Actuarial Control Cycle, Advanced General Insurance and Enterprise Risk Management. He received the Vice Chancellor’s award for Excellence in Teaching in 2005, and has supervised over 30 honours and PhD students.

Tim has researched and published in the area of income-contingent loan theory and applications, stochastic modelling of earnings dynamics, demographic modelling, financial literacy and behaviour, and superannuation and retirement policy.

His primary field of research is income contingent loan (ICL) policy analysis and development. His involvement with ICL has included model development and costing of the Australian HECS scheme, and his work has led to published peer-reviewed research on topics including paid parental leave, mature-aged training, community attitudes, overseas debt collection, income support, recovery of migrant ‘brain drain’ charges, and options for tertiary education reform. Dr Higgins is co-editor and author of a recent book Income Contingent Loans: Theory, Practice and Prospects with Professor Bruce Chapman and Nobel Laureate, Joseph Stiglitz, launched at the 2014 International Economics Association World Congress in Jordan.

He is an active commentator and contributor to the Australian policy debate on higher education financing, has participated in Government Hearings into student income support and finance reform, and was an advisor to the 2014 Australian Higher Education Legislation and Finance Working Group. Tim was joint recipient (with Bruce Chapman) of the ANU 2014 Vice-Chancellor’s award for Public Policy and Outreach.

Discipline(s)

  • Actuarial studies
  • Economics
  • Statistics

Updated:   1 March 2017 / Responsible Officer:  CBE Communications and Outreach / Page Contact:  College Web Team